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DUNCAN MALCOLM
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DUNCAN MALCOLM
  • FinTech & Payments

Revenue Up, Risk Hidden: The Card Payments Problem

Finance teams often treat card payments as revenue, when a meaningful portion of it is still unresolved risk. Most finance teams are carrying that exposure largely blind to their exposure levels.  Instead of treating card payments simply as revenue they…

  • Duncan
  • February 12, 2026
  • FinTech & Payments

Beginners Guide to Payment Fraud Detection & Prevention

A guide for eCommerce merchants with any level of fraud knowledge. This guide has been developed for eCommerce merchants with any level of fraud knowledge. It aims to provide a full and comprehensive overview of how to detect and prevent…

  • Duncan
  • November 10, 2023
  • FinTech & Payments

Why SaaS Companies are Becoming Payments Facilitators [PayFac]

The appeal of increasing revenue in some cases by over 100% is what has SaaS entrepreneurs and their investors excited about PayFac, but how realistic is it and is it worth the effort? Becoming a ‘PayFac’ or Payments Facilitator is…

  • Duncan
  • September 11, 2022
  • FinTech & Payments

PCI-DSS, a Scam Designed to Catch Out Small Businesses?

Most small businesses in particular retailers may not be aware of PCI-DSS. Why does it still exist and does it have a place in modern payments?

  • Duncan
  • June 9, 2022
  • UX & Design

Why settings and permissions could kill your B2B product

It was the third call of the day: “Duncan, do you think you could help us set up this new client? We’re can’t figure out how to add permissions so that they can edit their content…” This was the topic…

  • Duncan
  • November 21, 2019
  • Product Management

Do your metrics make you feel uncomfortable?

A while ago a client asked me into their office. “Do you think you can help us set our mobile strategy for our the next version of our app?” When I looked at the reporting that was being generated it…

  • Duncan
  • November 6, 2019
  • Product Management

Why Digital Agencies steal from FinTech Startups to feed starving Corporates!

Ok, maybe a little clickbaity as a title. But fundamentally this concept is true from an innovation perspective.

  • Duncan
  • September 21, 2018
  • Learning & Resources, Product Management

“Product is Hard” by Marty Cagan at Lean Product Meetup

Marty Cagan heads up SVPG (Silicon Valley Product Group) and is a veteran product leader. This 1h46 talk of his at the Lean Product Meetup 25th January 2018 is really great stuff. He shares some of the key insights from…

  • Duncan
  • June 4, 2018
  • Learning & Resources

My Product Management Course Blackbook 2018

I’m a big believer in keeping knowledge fresh and up to date. Whether that's a course, event, YouTube video or a good old fashioned book. In this article I run through some of my favourite places to learn about product.

  • Duncan
  • January 8, 2018
  • UX & Design

My eBay UI/UX Teardown & Redesign

The My eBay area is a UI/UX horror show which I’m not sure has been revisited since eBay launched last decade.

  • Duncan
  • June 22, 2016
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